{ "$schema": "https://hsimc.tech/assets/hsimc-publication/un6-v1/content.schema.json", "publication_id": "HSIMC-FOUNDER-INVITATION", "artifact": "HRI-HSIMC-FOUNDER-INVITATION-UN6-C0-006-20261024", "edition": "C0-006", "language": "en", "direction": "ltr", "canonical_url": "https://hsimc.tech/#why-now", "also_published_at": "https://hsimc.tech/mcp-productivity/#founder", "source_master": { "language": "en", "sha256": "eecf8139553266b322c23db8ee8a96f5a494896201388817996b542a7f77eda4", "uri": "https://hsimc.tech/home/downloads/c0-006/approved-english-master.md" }, "translation": { "method": "USER_APPROVED_SOURCE", "independent_professional_review": "NOT_APPLICABLE" }, "sections": [ { "id": "founder-invitation", "blocks": [ { "id": "fi-c006-b000", "type": "title", "text": "Why Now — A Founder’s Invitation · GenAI Physical", "markdown": "Why Now — A Founder’s Invitation · GenAI Physical", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b001", "type": "h2", "text": "Experience is our foundation—not our ceiling.", "markdown": "Experience is our foundation—not our ceiling.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b002", "type": "p", "text": "On 28 July 2026, MCP’s move to a stateless protocol core gave me a new reason to act. I saw the potential for a common connection layer for GenAI-native work—building on the web’s HTTP/HTTPS foundations to connect AI applications with independently provided tools and services.", "markdown": "**On 28 July 2026, MCP’s move to a stateless protocol core gave me a new reason to act.** I saw the potential for a common connection layer for GenAI-native work—building on the web’s HTTP/HTTPS foundations to connect AI applications with independently provided tools and services.", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "MCP_20260728" ] }, { "id": "fi-c006-b003", "type": "p", "text": "But connection is only a beginning. Real work still needs human authority, local capability and accountable delivery.", "markdown": "But connection is only a beginning. Real work still needs **human authority, local capability and accountable delivery**.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b004", "type": "p", "text": "Seeing is not understanding. Making a product should not be the end of creating value.", "markdown": "**Seeing is not understanding. Making a product should not be the end of creating value.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b005", "type": "p", "text": "From national standards work in 1997 to the AI+HK showcase in 2026, my experience has centred on bringing materials, manufacturing processes and human understanding together. Our research asks how these strengths can support repeatable, authorised and economically sustainable work—not just individual demonstrations.", "markdown": "From national standards work in 1997 to the AI+HK showcase in 2026, my experience has centred on bringing materials, manufacturing processes and human understanding together. Our research asks how these strengths can support repeatable, authorised and economically sustainable work—not just individual demonstrations.", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "GOV_20260413" ] }, { "id": "fi-c006-b006", "type": "p", "text": "Being seen brings responsibility. New possibilities call for action.", "markdown": "**Being seen brings responsibility. New possibilities call for action.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b007", "type": "p", "text": "We do not need to replace leading models, clouds or devices. We aim to make suitable technologies useful across independent partners, with clear permissions, local expertise and verified results. Their progress can expand our possibilities; our value must be earned in delivery.", "markdown": "We do not need to replace leading models, clouds or devices. We aim to make suitable technologies useful across independent partners, with clear permissions, local expertise and verified results. Their progress can expand our possibilities; our value must be earned in delivery.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b008", "type": "p", "text": "We begin with InnoSpire in Hong Kong and an authorised commercial collaboration with Bhat Brothers in Kashmiri Pashmina Kani shawls. Specific beginnings; a purpose across people, products and industries.", "markdown": "We begin with **InnoSpire** in Hong Kong and an authorised commercial collaboration with **Bhat Brothers** in Kashmiri Pashmina Kani shawls. Specific beginnings; a purpose across people, products and industries.", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "FOUNDER_RELATIONSHIP_CONFIRMATION", "BHAT_COMPANY" ] }, { "id": "fi-c006-b009", "type": "h3", "text": "From seeing to understanding", "markdown": "From seeing to understanding", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b010", "type": "p", "text": "Some people face barriers to sight. Others can see, yet struggle to understand across unfamiliar industries, languages and cultures.", "markdown": "Some people face barriers to sight. Others can see, yet struggle to understand across unfamiliar industries, languages and cultures.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b011", "type": "p", "text": "The barriers differ. The right to understand and participate does not.", "markdown": "**The barriers differ. The right to understand and participate does not.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b012", "type": "p", "text": "Building on InnoSpire’s smart-glasses research for visually impaired people, supported by Hong Kong’s Smart Traffic Fund, we are exploring hands-free AI for wider understanding.", "markdown": "Building on **InnoSpire’s smart-glasses research for visually impaired people, supported by Hong Kong’s Smart Traffic Fund**, we are exploring hands-free AI for wider understanding.", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "INNOSPIRE_STF" ] }, { "id": "fi-c006-b013", "type": "p", "text": "InnoSpire’s development includes HK Tech 300 Angel Fund support from City University of Hong Kong and Hong Kong Science Park incubation. Our working links also extend to PolyU InnoHub.", "markdown": "InnoSpire’s development includes **HK Tech 300 Angel Fund support from City University of Hong Kong** and **Hong Kong Science Park incubation**. Our working links also extend to **PolyU InnoHub**.", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "INNOSPIRE_CITYU", "POLYU_SPACE", "FOUNDER_RELATIONSHIP_CONFIRMATION" ] }, { "id": "fi-c006-b014", "type": "p", "text": "An overseas exhibition visitor should be able to move from viewing a sample to understanding supplier capabilities, checking evidence and beginning useful collaboration. The same ambition applies to learning a craft, using a tool or entering unfamiliar work.", "markdown": "An overseas exhibition visitor should be able to move from viewing a sample to understanding supplier capabilities, checking evidence and beginning useful collaboration. The same ambition applies to learning a craft, using a tool or entering unfamiliar work.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b015", "type": "h3", "text": "From exceptional craft to better everyday living", "markdown": "From exceptional craft to better everyday living", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b016", "type": "p", "text": "Our collaboration with Bhat Brothers focuses on Pashmina Kani shawls: handwoven cashmere textiles whose coloured yarns form the pattern during weaving. Beyond the luxury label lies an engineering question:", "markdown": "Our collaboration with **Bhat Brothers** focuses on **Pashmina Kani shawls**: handwoven cashmere textiles whose coloured yarns form the pattern during weaving. Beyond the luxury label lies an engineering question:", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "BHAT_COMPANY", "FOUNDER_RELATIONSHIP_CONFIRMATION" ] }, { "id": "fi-c006-b017", "type": "p", "text": "How can materials, structure and process deliver comfort, expression and lasting quality—with less weight and fewer unnecessary additions?", "markdown": "**How can materials, structure and process deliver comfort, expression and lasting quality—with less weight and fewer unnecessary additions?**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b018", "type": "p", "text": "With artisans’ permission and participation, technology should help skills be learned, developed and passed on—not preserve exhaustion. Affordability should come from reducing waste and rework—not compromising durability or fair pay.", "markdown": "With artisans’ permission and participation, technology should help skills be learned, developed and passed on—not preserve exhaustion. Affordability should come from reducing waste and rework—not compromising durability or fair pay.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b019", "type": "p", "text": "Standardise cooperation, quality evidence and acceptance—not creativity or cultural expression.", "markdown": "**Standardise cooperation, quality evidence and acceptance—not creativity or cultural expression.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b020", "type": "p", "text": "Bring engineering wisdom into everyday products, without turning every craft into a commodity.", "markdown": "Bring engineering wisdom into everyday products, without turning every craft into a commodity.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b021", "type": "h3", "text": "After Make — planned before we make", "markdown": "After Make — planned before we make", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b022", "type": "p", "text": "Our experience with Pannex’s recycled-material products, GRS requirements and NFC-enabled gifts gives After Make a practical starting point: connect physical objects to continuing digital services—including AI where useful—and plan their next useful purpose.", "markdown": "Our experience with **Pannex’s recycled-material products, GRS requirements and NFC-enabled gifts** gives After Make a practical starting point: connect physical objects to continuing digital services—including AI where useful—and plan their next useful purpose.", "source_ids": [ "FOUNDER_APPROVED_EN_C006", "PANNEX_NFC", "GRS_FRAMEWORK" ] }, { "id": "fi-c006-b023", "type": "p", "text": "Before a product’s first use ends, plan its next useful beginning.", "markdown": "**Before a product’s first use ends, plan its next useful beginning.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b024", "type": "p", "text": "For products, packaging and materials, that means care, repair, reuse, adaptation and, when necessary, responsible recovery. The connection may use NFC, RFID, printed codes or local edge computing—or simply packaging designed for another purpose.", "markdown": "For products, packaging and materials, that means care, repair, reuse, adaptation and, when necessary, responsible recovery. The connection may use NFC, RFID, printed codes or local edge computing—or simply packaging designed for another purpose.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b025", "type": "p", "text": "Not every object needs a computer. Every design should consider what comes next.", "markdown": "**Not every object needs a computer. Every design should consider what comes next.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b026", "type": "p", "text": "Beyond recycled content, we seek to prevent avoidable waste—with responsible partners, viable costs and verifiable outcomes.", "markdown": "Beyond recycled content, we seek to prevent avoidable waste—with responsible partners, viable costs and verifiable outcomes.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b027", "type": "h3", "text": "Shared rules. Lasting value.", "markdown": "Shared rules. Lasting value.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b028", "type": "p", "text": "HSIMC aims to develop and test shared capability contracts for GenAI Physical: what can be done, under which conditions, who may authorise it, who delivers it and how the result is accepted.", "markdown": "HSIMC aims to develop and test shared capability contracts for GenAI Physical: what can be done, under which conditions, who may authorise it, who delivers it and how the result is accepted.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b029", "type": "p", "text": "Our infrastructure ambition is to make each accepted Work contribute reusable methods, capability descriptions and evidence that independent partners can use again.", "markdown": "**Our infrastructure ambition is to make each accepted Work contribute reusable methods, capability descriptions and evidence that independent partners can use again.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b030", "type": "p", "text": "InstantReady and Instant Manufacturing help turn understanding into useful work; After Make extends responsibility beyond delivery.", "markdown": "InstantReady and Instant Manufacturing help turn understanding into useful work; After Make extends responsibility beyond delivery.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b031", "type": "p", "text": "Orders, continuing services and responsible investment sustain this mission. Partners remain independent. Returns should reach those who contribute.", "markdown": "Orders, continuing services and responsible investment sustain this mission. Partners remain independent. Returns should reach those who contribute.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b032", "type": "p", "text": "We do not need to prove that machines can never replace a task. We need progress to expand human capability, choice, bargaining power and sustainable reward.", "markdown": "**We do not need to prove that machines can never replace a task. We need progress to expand human capability, choice, bargaining power and sustainable reward.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b033", "type": "p", "text": "Reduce unnecessary waiting, repetition and communication barriers. Help experience travel further. Give people more time for work they choose and value.", "markdown": "Reduce unnecessary waiting, repetition and communication barriers. Help experience travel further. Give people more time for work they choose and value.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b034", "type": "p", "text": "Past success is a foundation, not a ceiling. Past failure is experience, not a verdict.", "markdown": "**Past success is a foundation, not a ceiling. Past failure is experience, not a verdict.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b035", "type": "p", "text": "Bring a need, a capability, a product awaiting its next purpose—or resources to support one clearly scoped Work.", "markdown": "Bring a need, a capability, a product awaiting its next purpose—or resources to support one clearly scoped Work.", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b036", "type": "p", "text": "Let’s make the world easier to understand, and useful things worth keeping.", "markdown": "**Let’s make the world easier to understand, and useful things worth keeping.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b037", "type": "p", "text": "Bring a real need. Let’s create the next reality.", "markdown": "**Bring a real need. Let’s create the next reality.**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b038", "type": "p", "text": "Benny Liao / 廖炎 · Founder, HSIMC", "markdown": "**Benny Liao / 廖炎 · Founder, HSIMC**", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] }, { "id": "fi-c006-b039", "type": "p", "text": "To every generation: age, starting capital and technical familiarity need not define your next contribution. Start with one useful Work.", "markdown": "*To every generation: age, starting capital and technical familiarity need not define your next contribution. Start with one useful Work.*", "source_ids": [ "FOUNDER_APPROVED_EN_C006" ] } ] } ], "markdown": "# Why Now — A Founder’s Invitation · GenAI Physical\n\n## Experience is our foundation—not our ceiling.\n\n**On 28 July 2026, MCP’s move to a stateless protocol core gave me a new reason to act.** I saw the potential for a common connection layer for GenAI-native work—building on the web’s HTTP/HTTPS foundations to connect AI applications with independently provided tools and services.\n\nBut connection is only a beginning. Real work still needs **human authority, local capability and accountable delivery**.\n\n**Seeing is not understanding. Making a product should not be the end of creating value.**\n\nFrom national standards work in 1997 to the AI+HK showcase in 2026, my experience has centred on bringing materials, manufacturing processes and human understanding together. Our research asks how these strengths can support repeatable, authorised and economically sustainable work—not just individual demonstrations.\n\n**Being seen brings responsibility. New possibilities call for action.**\n\nWe do not need to replace leading models, clouds or devices. We aim to make suitable technologies useful across independent partners, with clear permissions, local expertise and verified results. Their progress can expand our possibilities; our value must be earned in delivery.\n\nWe begin with **InnoSpire** in Hong Kong and an authorised commercial collaboration with **Bhat Brothers** in Kashmiri Pashmina Kani shawls. Specific beginnings; a purpose across people, products and industries.\n\n### From seeing to understanding\n\nSome people face barriers to sight. Others can see, yet struggle to understand across unfamiliar industries, languages and cultures.\n\n**The barriers differ. The right to understand and participate does not.**\n\nBuilding on **InnoSpire’s smart-glasses research for visually impaired people, supported by Hong Kong’s Smart Traffic Fund**, we are exploring hands-free AI for wider understanding.\n\nInnoSpire’s development includes **HK Tech 300 Angel Fund support from City University of Hong Kong** and **Hong Kong Science Park incubation**. Our working links also extend to **PolyU InnoHub**.\n\nAn overseas exhibition visitor should be able to move from viewing a sample to understanding supplier capabilities, checking evidence and beginning useful collaboration. The same ambition applies to learning a craft, using a tool or entering unfamiliar work.\n\n### From exceptional craft to better everyday living\n\nOur collaboration with **Bhat Brothers** focuses on **Pashmina Kani shawls**: handwoven cashmere textiles whose coloured yarns form the pattern during weaving. Beyond the luxury label lies an engineering question:\n\n**How can materials, structure and process deliver comfort, expression and lasting quality—with less weight and fewer unnecessary additions?**\n\nWith artisans’ permission and participation, technology should help skills be learned, developed and passed on—not preserve exhaustion. Affordability should come from reducing waste and rework—not compromising durability or fair pay.\n\n**Standardise cooperation, quality evidence and acceptance—not creativity or cultural expression.**\n\nBring engineering wisdom into everyday products, without turning every craft into a commodity.\n\n### After Make — planned before we make\n\nOur experience with **Pannex’s recycled-material products, GRS requirements and NFC-enabled gifts** gives After Make a practical starting point: connect physical objects to continuing digital services—including AI where useful—and plan their next useful purpose.\n\n**Before a product’s first use ends, plan its next useful beginning.**\n\nFor products, packaging and materials, that means care, repair, reuse, adaptation and, when necessary, responsible recovery. The connection may use NFC, RFID, printed codes or local edge computing—or simply packaging designed for another purpose.\n\n**Not every object needs a computer. Every design should consider what comes next.**\n\nBeyond recycled content, we seek to prevent avoidable waste—with responsible partners, viable costs and verifiable outcomes.\n\n### Shared rules. Lasting value.\n\nHSIMC aims to develop and test shared capability contracts for GenAI Physical: what can be done, under which conditions, who may authorise it, who delivers it and how the result is accepted.\n\n**Our infrastructure ambition is to make each accepted Work contribute reusable methods, capability descriptions and evidence that independent partners can use again.**\n\nInstantReady and Instant Manufacturing help turn understanding into useful work; After Make extends responsibility beyond delivery.\n\nOrders, continuing services and responsible investment sustain this mission. Partners remain independent. Returns should reach those who contribute.\n\n**We do not need to prove that machines can never replace a task. We need progress to expand human capability, choice, bargaining power and sustainable reward.**\n\nReduce unnecessary waiting, repetition and communication barriers. Help experience travel further. Give people more time for work they choose and value.\n\n**Past success is a foundation, not a ceiling. Past failure is experience, not a verdict.**\n\nBring a need, a capability, a product awaiting its next purpose—or resources to support one clearly scoped Work.\n\n**Let’s make the world easier to understand, and useful things worth keeping.**\n\n**Bring a real need. Let’s create the next reality.**\n\n**Benny Liao / 廖炎 · Founder, HSIMC**\n\n*To every generation: age, starting capital and technical familiarity need not define your next contribution. Start with one useful Work.*\n", "sources": [ { "id": "FOUNDER_APPROVED_EN_C006", "kind": "USER_APPROVED_ENGLISH_MASTER", "sha256": "eecf8139553266b322c23db8ee8a96f5a494896201388817996b542a7f77eda4", "uri": "https://hsimc.tech/home/downloads/c0-006/approved-english-master.md", "normalization": "Approved English body and paragraph structure retained; conversation citation decorations stored separately as source references. UTF-8, LF, final newline." }, { "id": "MCP_20260728", "kind": "OFFICIAL_TECHNICAL_RECORD", "url": "https://blog.modelcontextprotocol.io/posts/2026-07-28/", "scope": "Release introduces stateless protocol core. Transport statelessness does not remove application state or authorization.", "verification": "OFFICIAL_PAGE_READ_THIS_RELEASE", "recorded_date": "2026-10-24" }, { "id": "GOV_20260413", "kind": "GOVERNMENT_PUBLIC_RECORD", "url": "https://www.info.gov.hk/gia/general/202604/13/P2026041200384.htm", "scope": "Public demonstration context, not government endorsement of HSIMC.", "verification": "PREVIOUSLY_REVIEWED_SOURCE", "recorded_date": "2026-10-24" }, { "id": "INNOSPIRE_STF", "kind": "OFFICIAL_PROJECT_RECORD", "url": "https://stf.hkpc.org/cs-57-2212-ra/", "scope": "CS/57/2212/RA: InnoSpire research support. No extension to new applications or independent safety certification.", "verification": "CURRENT_FETCH_403_PREVIOUS_PUBLIC_RECORD_RETAINED", "recorded_date": "2026-10-24" }, { "id": "INNOSPIRE_CITYU", "kind": "UNIVERSITY_ENTERPRISE_PROFILE", "url": "https://www.cityu.edu.hk/hktech300/start-ups/angel-fund-start-ups/innospire-technology-limited", "scope": "HK Tech 300 Angel Fund (2022) and Science Park incubation relate to InnoSpire, not HSIMC.", "verification": "OFFICIAL_SEARCH_INDEX_AND_PRIOR_ARCHIVED_PROFILE", "recorded_date": "2026-10-24" }, { "id": "POLYU_SPACE", "kind": "UNIVERSITY_WORKSPACE_CONTEXT", "url": "https://www.polyu.edu.hk/kteo/entrepreneurship/community/polyu-innohub/polyu-innohub-wx-hk/", "scope": "Official page identifies PolyU InnoHub@WX-HK STIC. Founder confirms working links. No claim of PolyU investment or endorsement of HSIMC.", "verification": "OFFICIAL_PAGE_READ_PLUS_FOUNDER_CONFIRMATION", "recorded_date": "2026-10-24" }, { "id": "BHAT_COMPANY", "kind": "ENTERPRISE_FIRST_PARTY_PROFILE", "url": "https://www.bhatbrothers.com/about-cashmere-shawls-manufacturer.html", "scope": "Enterprise name and Pashmina Kani range corroborated by company website; commercial authorization confirmed by founder in this conversation. Not a legal-entity certification or proof for every product.", "verification": "COMPANY_PAGE_READ_AND_USER_BUSINESS_CARD", "recorded_date": "2026-10-24" }, { "id": "PANNEX_NFC", "kind": "ENTERPRISE_FIRST_PARTY_PRODUCT", "url": "https://www.pannexscien.com/product/smart-a5-notebook-with-nfc-nfc-multi-functional-pen/", "scope": "Existing NFC and recycled-material product practice. GRS scope, validity and individual product claims require their own evidence.", "verification": "PRIOR_REVIEW_CURRENT_FETCH_UNAVAILABLE", "recorded_date": "2026-10-24" }, { "id": "GRS_FRAMEWORK", "kind": "STANDARD_OWNER_REFERENCE", "url": "https://textileexchange.org/recycled-claim-global-recycled-standard/", "scope": "GRS reference is not evidence that every named product is certified or that zero waste has been achieved.", "verification": "REFERENCE_LINK_PRIOR_REVIEW", "recorded_date": "2026-10-24" }, { "id": "FOUNDER_RELATIONSHIP_CONFIRMATION", "kind": "USER_CONFIRMED", "scope": "Bhat Brothers commercial collaboration and PolyU InnoHub working links approved by founder. No contact-card personal data or private contracts published." } ], "authority": { "publication_only": true, "tool_execution": false, "payment": false, "new_intake": false } }